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Welcome to Laka! 🚲
Do you only insure bikes?
At the moment we insure all kinds of bikes, including e-bikes! read more about it here. Is there anything else that you would want to see insured the Laka way? Fill in the form below (it will take you approx 15 seconds). https://laka.typeform.com/to/x7T9Se
What is the Laka Community?
The Laka Community is a group of avid cyclists, connected by a common interest, their bike(s). We only onboard customers who we believe will play fair and take good care. All to save you money. We don't lump your your bike(s) together with ipads, watches, and washing machines, like a traditional home insurance policy. It's just you and your bike, with people like you and theirs. Simple.
Who's in our community?
We are proud to say that the Laka community is both broad and inclusive. No matter who you are or where you come from, if you love cycling, you can join our community! Here are some key stats about our community*: Greenest Rookie: 19 years old Most Grizzled Vet: 76 years old Longest ride from home to the Laka office: 584 miles Shortest ride from home to the Laka office: Under 500m!! (Pop in for a coffee - Not to brag but we have a double nespresso machine... ) 15% Fe
How we calculate your quote
We estimate the likely cost (your share) based on the claims we’ve paid out to our community in the last 12 months. The price is purely for guidance and your actual share will vary every month. Your cap (the maximum we will ever charge you in a month) is a fixed amount. It is based on the value of your bikes and gear and is there to protect you if a high number of damages or losses occur in the community. In previous months our customers paid the following % of their cap: !
But my home insurance policy covers my bike? Doesn't it? Does it?
Not all home insurance policies are made equal and whilst your home insurance policy might provide some cover for your bike(s), its not likely to be adequate or cost-effective for an avid cyclist like you! Here we give you some tips on what to look out for in your home insurance policy when assessing whether you need specialist bicycle insurance cover like that provided by Laka! Max value limits Most home insurance policies will require you to specify bikes above a certain value (so